Solving the Crisis - Can we have our money back?

When I thought of it, everything seemed so simple. There is a way to have your money back and solve the crisis. It may get a bit messy for the bankers, but not for you.

SOLUTION TO THE CREDIT CRISIS. PROBABLY.

1. Each nation affected (USA, Britain, Ireland, Germany, New Zealand, Australia etc) pulls together their 50 highest paid bankers, and puts them in a room.
2. Send in a referee with one question: "Can we have our money back?"
3. If the answer is "No", then draw a name out of a hat, and shoot him. Leave them all in the room for another 24 hours. Return to 2.
   
4. If the answer is "Yes", the crisis is over!

I look at it this way: On Day 1 there is a 2% chance for any banker his name will be drawn from the hat. They'll like those odds. Unless a particularly stupid banker is the last man standing, the highest is a 50% chance they will be drawn (if there are two remaining at the end of this).

At the point they say 'Yes' (if they do) will give an indication of their own perception of what their own lives are worth, and I guarantee this is a lot higher in percentage terms than what they care about your money. This should be a warning.

Having worked for many years in banking, I can tell you first hand that banking is a very, very easy business. You take in deposits. You lend out the money. You take a margin on the interest differential (and charge some fees). There are obviously a few tricks to learn, but that's about it. Where it all comes undone is wealth management. Bankers take a look at it and say "Hey, we can do this!". It is, unfortunately for us, a very, very difficult proposition, and taken far too lightly by the participants.

More on that later.......